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First Time Homebuyer

Buying your first home can be scary. Working with the right lender can make it
easier than you think.

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The Top 3 Loan Programs
Every First Time Homebuyer
Needs to Know About

The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
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3 Questions First Time
Homebuyers Wish They'd Asked
Before Buying

3 Questions First Time Homebuyers Wish They'd Asked Before Buying

Buying a new home?

Find out how easy it is to
qualify for your mortgage today!

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Your one stop shop for all of your mortgage related needs and resources. Learn all the ins and outs of managing your mortgage, leveraging your equity, and landing your dream home.

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Shopping for real estate agents and lenders is like shopping for groceries...local is better.

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Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.

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First Time Homebuyer

Take The Headache Out Of Buying Your First Home By Doing This....

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The Quickest Way To Choose Your First Realtor

The Quickest Way To Choose Your First Realtor

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The Biggest Mistake First Time Homebuyers Are Making In 2022

The Biggest Mistake First Time Homebuyers Are Making In 2022

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Find the right home for your budget!

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Find the right home for your budget

The answers to all your
mortgage questions...

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Committed to giving you all the support and guidance you need to
find the right mortgage options for you and your family.

Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed-rate mortgage has an interest rate that stays the same for the entire life of the loan, giving you predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can fluctuate after an initial fixed period based on market indexes, which may raise or lower your monthly payments.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is an insurance policy that protects the mortgage lender if a borrower defaults on payments. It is typically required on conventional home loans when your down payment is less than 20% of the home's purchase price.
Can I access my home equity before I finish paying off my loan?
Yes, you can access your home equity prior to paying off your mortgage through financial products such as a cash-out refinance, a Home Equity Loan, or a Home Equity Line of Credit (HELOC), which let you borrow against the equity you have already built.
What do I do if I can't afford my mortgage payment anymore?
If you are struggling to make your mortgage payments, reach out to your loan servicer right away. Many lenders offer hardship assistance, loan modification, forbearance, or alternative payment arrangements to help you avoid foreclosure and stay in your home.

Ready To Start Your

Homeownership
Journey?

Starting your road to homeownership is literally a click away. Start today!

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Dianna M. Thompson - Homeownership Journey
Dianna M. Thompson
Mortgage Loan Originator
Schedule Consultation 📅
NMLS: #1582220
Call me today at
(470) 431-4001
Equal Housing Opportunity
Dianna Michele Thompson | NMLS #1582220 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | FL MLD1880 | GA 181106 | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | LA | NJ 181106 | TN 204577 | TX view complaint policy at www.barrettfinancial.com/texas-complaint | VA MC-7357 & MC-7357 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
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